Terms

Terms of use

Placeholder terms for launch. Have them reviewed against the law where your users live before publishing or monetising.

Last reviewed: placeholder

Using the site

You may use these calculators freely for personal or commercial work. You may not scrape the site at a rate that degrades it for others, or present the output as advice from a licensed professional.

Estimates, not advice

Financial and health figures are general estimates produced from published formulas. They ignore your circumstances, fees, taxes and medical history. They are not financial, legal or medical advice, and no professional relationship is created by using them.

Accuracy

We test the formulas and handle edge cases such as zero values, invalid dates and division by zero. Even so, the site is provided “as is”, without warranty. Verify any figure that a significant decision depends on.

Limitation of liability

To the extent permitted by law, CalcFlow is not liable for losses arising from reliance on a calculated result, from the site being unavailable, or from data entered incorrectly.

Content and changes

The brand, wording, design and code of this site are our own. Calculators may be added, adjusted or withdrawn without notice. Continued use after a change means you accept the updated terms.